What does CG stand for in insurance?

Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises.

What is a CG 20 11 endorsement?

CG 20 11 04 13: Additional Insured – Managers Or Lessors Of Premises.

What is a CG 2037?

The CG 20 37 – Additional Insured – Owners, Lessees or Contractors – Completed Operations has been specifically written to provide coverage to the additional insured for certain bodily injury or property damage claims that occur after the project is finished.

What is a CG 2026?

□ ADDITIONAL INSURED – DESIGNATED PERSON OR. ORGANIZATION. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART.

What is the most common endorsement modification to a CGL policy?

The most common additional insured endorsement for contractors is the CG 20 10.

What is primary and noncontributory endorsement?

Primary and non-contributory endorsements or policy language make a specific insurance policy PRIMARY, meaning, to go first, and non-contributory, meaning, without contribution, over other insurance policies of a specific party; this party is typically an additional insured.

What is a CGL form CG 20 10 (11/85)?

Today we’re talking about Commercial General Liability (CGL) Form CG 20 10 (11/85) endorsements, and why your clients may require one. As we’ve mentioned in previous posts, an endorsement is an add-on to an existing insurance policy. The CG 20 10 additional insured endorsement extends coverage to your clients.

Is the CG 20 10 11 85 endorsement still available?

The CG 20 10 11 85 is generally no longer available, even though most construction contracts continue to require subcontractors to name the general contractor as an additional insured under this endorsement.

What is CG 20 37 additional insured – completed operations?

To address the CG 20 10’s gap in completed operations coverage after 1985, the Insurance Service Office (ISO) created CG 20 37 Additional Insured – Owners, Lessees or Contractors – Completed Operations. As the name implies, this endorsement provides coverage to the additional insured for completed operations.

Is there a true equivalent to the CG 20 10 11 85?

So many GCs will accept the standard ISO CG 20 10 04 13 and CG 20 37 04 13 as “equivalent” or even a carrier’s proprietary AI forms as long as they both are “ongoing operations” and “completed operations.” However, a “true” equivalent to the CG 20 10 11 85 does exist.

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