Common questions

What is the process to enroll for CHIP?

What is the process to enroll for CHIP?

You have two ways to apply for CHIP:

  1. Find a program by state, or call the Health Insurance Marketplace at 1-800-318-2596 (TTY: 1-855-889-4325).
  2. Fill out an application through the Health Insurance Marketplace.

How long can a child stay on CHIP?

Continuous Eligibility States have the option to provide children with 12 months of continuous coverage under CHIP and Medicaid even if the family experiences a change in income during the year.

Is CHIP better than private insurance?

CHIP and Medicaid are often better, or on par, with private coverage in terms of meeting the health needs for children. Children with Medicaid and CHIP were also more likely to have insurance that always met a child’s health care needs (78% in Medicaid and CHIP, 73% in private coverage).

Is CHIP a good insurance?

CHIP has been an effective program, providing comprehensive coverage and financial protection to millions of American children and increasing their access to and use of recommended care. It has also helped to reduce disparities in health coverage and care that affect low-income children and children of color.

Who qualifies for chip insurance?

In general, the people who qualify for CHIP insurance have low incomes and are: Children in households with incomes that are too high to qualify the entire family for Medicaid. Children of state employees. Pregnant women with low incomes.

Who funds CHIP program?

The Children’s Health Insurance Program (CHIP) is funded jointly by the federal government and states through a formula based on the Medicaid Federal Medical Assistance Percentage ( FMAP ).

Who is eligible for Chip?

Generally, any child who is under the age of 19 and whose family meets income requirements is eligible. CHIP is a program for children only; adults of enrolled children may not apply. Depending on state parameters, families must be state residents who are ineligible for Medicaid in order to receive CHIP coverage.

What does chip insurance cover?

CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid . In some states, CHIP covers pregnant women. Each state offers CHIP coverage, and works closely with its state Medicaid program.